Enat Bank S.C.

Enat Bank is currently offering job opportunities for fresh graduates and qualified candidates. The bank was founded by some of Ethiopia's leading visionaries and businesswomen, with the aim of empowering women while delivering exceptional services to all customers. Enat Bank is a private financial institution that provides comprehensive banking services, focusing on improving financial access for women and promoting development, business growth, and profitability to meet the expectations of all stakeholders.

Position 1: Junior Datacenter Attendant  

Essential Functions:  
- Monitor the performance of data center and disaster recovery (DR) hardware and facility systems against set technical standards and provide regular reports.

- Assist with basic or routine installation, decommissioning, upgrades, and replacements of data center and DR systems.

- Install and label data center and DR cables as per the prepared design.

- Report any security incidents to the manager of the Datacenter and Auxiliary System Management Division.

Carry out other duties as required.

Job Requirements:  
- Education: Graduates from 2024 and 2025 with a BSc in computer science, electrical engineering, or related fields, with a minimum cumulative GPA of 3.00.

- Work Experience: No prior experience is required.

- Age: Must be under or equal to 30 years.
The exit exam is mandatory.
- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.

Position 2: Junior Attorney  

Essential Functions:  
- Provide legal advice to departments and branches by reviewing court orders, legal instruments, and other legal documents.

- Prepare statements of claim and defense, declarations for affidavits, and memoranda of appeal.

- Prepare legal notices to be served to defaulters.

- Serve court summonses and foreclosure notices to defaulters.

- Represent the bank in legal cases, hearings, and investigations before courts and judicial bodies.

Request and obtain up-to-date account statements of defaulting borrowers from branches.

Job Requirements:  
- Education: Graduates from 2024 and 2025 with an LLB in law.

- Work Experience: No prior experience is required.

- Age: Must be under or equal to 30 years.
The exit exam is mandatory.
- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.

Position 3: Senior Attorney  

Essential Functions:  
- Prepare statements of claim and defense, declarations for affidavits, and memoranda of appeal, and report court proceedings as required.

- Attend court cases on behalf of the bank and ensure summonses are served to defendants.

- Initiate and follow up on the execution of judgments in favor of the bank.

- Review files of defaulting borrowers, request and obtain updated account statements, and document findings.

- Prepare legal notices to borrowers, mortgagors, and pledgers and follow up on service.

Perform other related duties as assigned.

Job Requirements:  
- Education: Law or any related field.

- Work Experience: At least 5.5 years of experience in legal functions, preferably in the banking industry.

- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.

Position 4: Associate Loan Officer II  

Essential Functions:  
- Assist in collecting and verifying documents for loan applications, including income statements, identification, and credit history.

- Communicate with customers to inform them of required documentation and loan processing steps.

- Conduct initial reviews of loan applications to ensure completeness and compliance with bank policies.

- Provide support to customers by answering basic questions about loan products and the application process.

- Ensure all loan-related documents are complete and stored securely.

- Support the team in tracking loan application statuses and processing timelines.

Undertake additional responsibilities as assigned to help ensure the efficiency of the loan processing team.

Job Requirements:  
- Education: BA in Economics, Accounting, Management, Business Administration, or related fields.

- Work Experience: 3 years of experience in banking operations, with at least 2 years as an Associate Loan Officer I.

- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.

Position 5: Treasury Officer  

Essential Functions:  
- Receive and verify documents and supporting evidence for treasury transactions before processing.

- Process Treasury bills, government bonds, and other investment transactions as per approved procedures.

- Perform or monitor daily reconciliation of treasury accounts, ESX settlement, and treasury investments.

- Investigate and resolve outstanding items and reconcile differences promptly.

- Analyze and record price trends, interest rates, and investment opportunities.

- Prepare allocation and impact reports for thematic bond issuances.

- Prepare daily liquidity position reports and other required reports.

- Ensure sufficient funds are available to meet operational and regulatory needs.

- Prepare daily, weekly, monthly, and quarterly reports.

- Coordinate with commercial banks, NBE, ESX, and other relevant stakeholders.

- Maintain proper records and documentation of treasury transactions, data, documents, and settlements.

- Provide explanations of reports to users as necessary.

Perform any other duties assigned by the immediate supervisor.

Job Requirements:  
- Education: BA/MBA/MA in Accounting, & Finance, Management, Business Administration, Economics, or related fields.

- Work Experience: 3.5 years of experience in relevant fields, preferably in the banking industry.

- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.

Position 6: Manager, Capital Market and Investor Relations Division  

Essential Functions:  
- Develop and implement the Bank’s capital market strategy aligned with corporate objectives.

- Identify funding opportunities through debt and equity markets.

- Prepare prospectus and other documents for bond and capital issuance.

- Lead the structuring and execution of bond issuance programs, including thematic bonds such as Gender Bonds.

- Monitor market trends, yield movements, and investor sentiment to support strategic decisions.

- Recommend new capital market instruments to diversify funding sources.

- Conduct ALM assessments (tenor/coupon vs.
portfolio cash flows).
- Build and maintain strong relationships with institutional investors, regulators, and development finance institutions.

- Serve as the primary contact for investor communications and inquiries.

- Organize investor meetings, roadshows, presentations, and market briefings.

- Prepare investor communication materials and investment presentations.

Coordinate the structuring and implementation of relevant initiatives

Job Requirements:  
- Education: Law or any related field.

- Work Experience: 5.5 years of experience in legal functions, preferably in the banking industry.

- Salary: As per the Bank’s salary scale.

Place of Work: Addis Ababa.