Bilal Microfinance Job

Bilal Microfinance Institution S.C. is a full-fledge interest free microfinance institution established based on the NBE Directive No. MFI/32/2021 to provide sharia compliant and inclusive microfinance services that provide access to the community excluded from financial services due to interest.

Position 1: Branch Accountant

Qualification:

• Bachelor’s Degree in Accounting, Accounting & Finance, or a related field with 0 years of relevant work experience; OR
• College Diploma (Level IV/10+3) in Accounting or a related field with 2 years of relevant work experience.

Experience:

• 0 years for Bachelor’s Degree holders.
• 2 years for College Diploma holders.
• Experience in a Microfinance Institution (MFI) is an added advantage.

Key Responsibilities:

• Maintain accurate accounting records and financial transactions.
• Prepare financial reports and account reconciliations.
• Process payments and receipts in accordance with institutional policies and procedures.
• Ensure compliance with financial policies, internal controls, and regulatory requirements.
• Support branch operations and maintain proper financial documentation.

Required Skills:

• Good knowledge of accounting principles and financial reporting.
• Computer application proficiency.
• Strong communication, analytical, and interpersonal skills.

Required Number: 5

Duty Station: Addis Ababa

Position 2: Customer Relationship Officer (CRO)

Qualification:

• Bachelor’s Degree in Accounting, Banking & Finance, Management, or a related field from a recognized higher education institution; OR
• College Diploma (Level V/10+3) in Accounting, Banking & Finance, Management, or a related field.

Experience:

• Experience in a Microfinance Institution (MFI) or the Banking Industry is an added advantage.

Required Skills:

• Good communication and interpersonal skills.
• Basic knowledge of credit operations and customer service.
• Ability to build strong customer relationships.
• Good analytical and problem-solving skills.
• Basic computer skills with familiarity in Microsoft Office.
• Integrity, teamwork, and the ability to work under pressure.

Required Number: 4

Duty Station: Addis Ababa and Other Branches

Position 3: Branch Manager

Qualification:

• BA Degree or MBA in Management, Accounting, Banking & Finance, or a related field from a recognized higher education institution.

Experience:

• Minimum 4 years of relevant work experience for BA Degree holders; OR
• Minimum 3 years of relevant work experience for MBA holders.
• Experience in a Microfinance Institution, Banking, or Insurance Industry is preferred.

Key Responsibilities:

• Plan, organize, coordinate, and supervise overall branch operations.
• Lead loan processing, portfolio management, and savings mobilization activities.
• Ensure efficient branch performance and achievement of business targets.
• Approve loans and branch payments within delegated authority.
• Ensure timely loan disbursement, collection, and portfolio quality.
• Supervise daily financial transactions and maintain proper cash control.
• Prepare and submit periodic operational and financial reports.
• Build strong relationships with customers, communities, and stakeholders.
• Ensure compliance with institutional policies, procedures, and NBE regulations.
• Lead, coach, and evaluate branch staff to improve performance and teamwork.

Required Skills:

• Strong leadership and people management skills.
• Excellent communication and customer relationship skills.
• Sound knowledge of credit operations, savings mobilization, and branch management.
• Strong analytical, problem-solving, and decision-making skills.
• Experience with Core Banking Systems and Microsoft Office applications is an advantage.
• High integrity, accountability, and ability to work under pressure.
• Knowledge of interest-free financing principles and products.

Required Number: 3

Duty Station: Addis Ababa

Salary and Benefits:

• As per the Institution’s salary scale and benefits package.

Application Deadline: August 10, 2026